My #1 tip for anyone wanting to do something drastic to take control of their spending is to use cash – but you must use cash wisely. If you are ready to take this step, learning how to start using a cash envelope budget may …
Many people are paid bi-weekly, but are stuck thinking of their budget as a “monthly” thing. The half payment budget method was created for people who are paid twice monthly, and it solves SO many problems! Living paycheck to paycheck just seems to be your …
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If there’s one budget category that can easily ‘run away’ it’s groceries. I have so many friends and family that often overspend on groceries by $50 a month, $100 a month, and some that budget $200 and end up spending double! However, there are a …